Report insurance fraud

Report fraud
Fraud bureau

Contact your state fraud bureau with your fraud tip. Most states have fraud bureaus. Some deal with multiple kinds of insurance fraud, and others deal specifically with workers compensation or automobile scams. Confirm if your state has a fraud bureau. Some states even reward whistleblowers if there’s a conviction.

Insurance company

Contact the insurance company you think was defrauded. Some insurers sponsor tollfree hotlines. Call or write if the insurer doesn’t have a hotline.

National Insurance Crime Bureau

NICB investigates insurance crimes involving property and casualty insurance, including auto and home insurance, liability insurance, and workers compensation.

  • Call tollfree: TEL-NICB (1-800-835-6422 — Monday-Friday, 7 a.m.-8 p.m. CST) or …
  • Click here to report scams online or via mobile device.


  • Call tollfree: 1-800-MEDICARE to report scams against this federal health program for seniors.
  • Click here for more information.


  • Call tollfree: 1-800-HHS-TIPS (1-800-447-8477) to report fraud against this federal healthcare program for the poor.
  • Click here for more information.


Click here to report fraud, waste or abuse against the federal health-insurance program for the military and their families

National Flood Insurance Program

  • Call tollfree: 1-800-323-8603 (24-7) or …
  • Fax: 202-254-4292 or …
  • Mail: Office of Inspector General/MAIL STOP 0305, Department of Homeland Security, 245 Murray Drive SW, Building 410, Washington, D.C. 20528.
  • Click here for more info.

Federal crop insurance program

  • Call tollfree: 1-800-424-9121, Monday-Friday 8 a.m.-4 p.m. (EST) or …
  • Write: Office of Inspector General, P.O. Box 23399, Washington, D.C. 20026. Include as much detail as you can. Let them know if you wish to remain confidential if you sign your name.
  • Click here for more info.

Reporting medical providers

Report suspected medical swindles to your state medical board or chiropractic board in addition to criminal authorities. These boards oversee medical providers within their states.


  • Call tollfree: 1-800-318-2596 to report scams involving health policies sold under the Affordable Care Act.
  • Click here for more info.

Be Prepared

Include as much information as possible. This will increase your complaint’s chances of being acted upon.

• Full details of the suspected scam;
• Dates, names;
• Organizations involved, including phone numbers, addresses, emails, URLs (if relevant);
• Insurance company or insurers that were defrauded or did the defrauding (if relevant);
• Amount of money you think was lost;
• Documents and other written material; and
• Other information you think is helpful.